$425,000

Now offered at $425,000 with a possible VA loan assumption at a 4.5% rate! Settle in before the holidays and enjoy cozy evenings by the fireplace, room to gather, and a peaceful, wooded backdrop. City compliant and move-in ready, this 4-bedroom, 2.5-bath home sits on more than half an acre in a low-traffic O'Fallon cul-de-sac with a fenced backyard area and more yard beyond. The main level offers space for everyday living and holiday hosting, including a flexible front room for an office, playroom, or sitting area; a family room with a wood-burning fireplace and bay window; formal dining; and convenient laundry. The eat-in kitchen features a center island, 2 pantries, and access to the deck and concrete patio just the spot for morning coffee or a little fresh air with wooded views giving you privacy. Upstairs, four spacious bedrooms include a generous primary suite with a cathedral ceiling, dual closets, double vanities, a separate tub, and shower. Ready to grow? The unfinished lower level offers a 9-foot pour, framing already started, an egress window, and plumbing for a future bath. Updates include HVAC (2021), roof (2022), water heater (2023), and siding, fascia, and gutters (2025). Convenient to the OTHS freshman campus, Scott AFB, and interstate access. Come take a look and picture your new memories happening here! VA loan assumption subject to lender/servicer approval and buyer qualification.